:root {
  --navy: #13213a; --navy-2: #1d3157; --ink: #1c2330; --muted: #5d6675; --line: #e3e6ec;
  --bg: #f6f7f9; --panel: #ffffff; --gold: #c9a24e; --gold-deep: #a9812f; --gold-soft: #f5ecd7;
  --on-navy: #e9edf5; --on-navy-muted: #aab4c6;
}
@media (prefers-color-scheme: dark) {
  :root { --ink: #e6e9ef; --muted: #a2abba; --line: #2c3442; --bg: #10141b; --panel: #171c25;
    --gold-soft: #2a2416; }
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--bg); color: var(--ink);
  font: 16.5px/1.6 "Segoe UI", system-ui, -apple-system, Roboto, sans-serif; }
a { color: var(--gold-deep); }
@media (prefers-color-scheme: dark) { a { color: var(--gold); } }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 20px; }

/* Header */
header.top { background: var(--navy); position: sticky; top: 0; z-index: 5; border-bottom: 1px solid rgba(255,255,255,.08); }
header.top .wrap { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px 28px; padding-top: 14px; padding-bottom: 14px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 700; font-size: 1.12rem; color: #fff; text-decoration: none; letter-spacing: .2px; }
.brand .mark { min-width: 40px; height: 30px; padding: 0 6px; border-radius: 7px; background: linear-gradient(135deg, var(--gold), var(--gold-deep));
  display: grid; place-items: center; color: var(--navy); font-weight: 800; font-size: .82rem; letter-spacing: .04em; }
.brand span.light { color: var(--gold); }
nav.main { display: flex; flex-wrap: wrap; gap: 6px 22px; }
nav.main a { color: var(--on-navy); text-decoration: none; font-size: .95rem; padding: 3px 0; border-bottom: 2px solid transparent; }
nav.main a:hover, nav.main a[aria-current="page"] { border-bottom-color: var(--gold); color: #fff; }

/* Hero */
.hero { background: radial-gradient(1100px 500px at 85% -10%, #2a467a 0%, transparent 60%), linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);
  color: var(--on-navy); padding: 76px 0 84px; overflow: hidden; }
.hero .wrap { display: grid; grid-template-columns: 1.15fr .85fr; gap: 40px; align-items: center; }
.eyebrow { display: inline-block; color: var(--gold); font-weight: 700; letter-spacing: .12em; text-transform: uppercase; font-size: .78rem; margin-bottom: 14px; }
.hero h1 { color: #fff; font-size: clamp(2.3rem, 5.4vw, 3.7rem); line-height: 1.06; margin: 0 0 20px; letter-spacing: -.02em; }
.hero h1 em { font-style: normal; color: var(--gold); }
.hero p.sub { font-size: 1.15rem; color: var(--on-navy-muted); max-width: 54ch; margin: 0 0 30px; }
.button { display: inline-block; background: var(--gold); color: var(--navy); text-decoration: none; font-weight: 700;
  padding: 12px 22px; border-radius: 8px; transition: transform .15s ease, background .15s ease; }
.button:hover { background: #d8b363; transform: translateY(-1px); }
.button.ghost { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,.45); margin-left: 10px; }
.button.ghost:hover { border-color: #fff; }
.hero-art { width: 100%; max-width: 420px; justify-self: end; filter: drop-shadow(0 24px 40px rgba(0,0,0,.35)); }

/* Facts strip */
.facts-strip { background: var(--panel); border-bottom: 1px solid var(--line); }
.facts-strip .wrap { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; }
.fact { padding: 22px 18px; border-right: 1px solid var(--line); }
.fact:last-child { border-right: 0; }
.fact b { display: block; font-size: 1.35rem; color: var(--ink); }
.fact span { color: var(--muted); font-size: .92rem; }

/* Sections */
section.block { padding: 64px 0; }
section.block.alt { background: var(--panel); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section-head { max-width: 680px; margin: 0 0 30px; }
.section-head h2 { font-size: clamp(1.6rem, 3vw, 2.1rem); margin: 0 0 8px; letter-spacing: -.01em; }
.section-head p { color: var(--muted); margin: 0; font-size: 1.05rem; }
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(280px, 100%), 1fr)); gap: 20px; }
.card { background: var(--panel); border: 1px solid var(--line); border-radius: 14px; padding: 26px; display: flex; flex-direction: column;
  transition: box-shadow .2s ease, transform .2s ease; }
.card:hover { box-shadow: 0 14px 34px rgba(19,33,58,.10); transform: translateY(-2px); }
.icon { width: 46px; height: 46px; border-radius: 12px; background: var(--gold-soft); display: grid; place-items: center; margin-bottom: 16px; }
.icon svg { width: 24px; height: 24px; stroke: var(--gold-deep); }
@media (prefers-color-scheme: dark) { .icon svg { stroke: var(--gold); } }
.card h3 { margin: 0 0 8px; font-size: 1.2rem; }
.card p { margin: 0 0 16px; color: var(--muted); flex: 1; }
.card .more { font-weight: 700; text-decoration: none; }

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; counter-reset: s; }
.step { position: relative; padding: 26px 22px 22px; border-radius: 14px; background: var(--bg); border: 1px solid var(--line); }
.step::before { counter-increment: s; content: counter(s); position: absolute; top: -16px; left: 22px; width: 34px; height: 34px; border-radius: 50%;
  background: var(--navy); color: var(--gold); display: grid; place-items: center; font-weight: 800; }
.step h3 { margin: 6px 0 6px; font-size: 1.1rem; }
.step p { margin: 0; color: var(--muted); }

.cta { background: linear-gradient(135deg, var(--gold) 0%, var(--gold-deep) 100%); color: var(--navy); border-radius: 18px; padding: 40px;
  display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 20px; }
.cta h2 { margin: 0 0 4px; font-size: 1.7rem; }
.cta p { margin: 0; opacity: .85; }
.cta .button { background: var(--navy); color: #fff; }
.cta .button:hover { background: #0c1628; }

/* Inner pages */
.page-head { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%); color: var(--on-navy); padding: 52px 0 46px; }
.page-head h1 { color: #fff; font-size: clamp(2rem, 4vw, 2.7rem); margin: 0 0 10px; letter-spacing: -.01em; }
.page-head p { color: var(--on-navy-muted); font-size: 1.12rem; max-width: 64ch; margin: 0; }
.page { padding: 48px 0 64px; }
.list { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr)); gap: 18px; margin: 0 0 28px; }
.item { background: var(--panel); border: 1px solid var(--line); border-top: 3px solid var(--gold); border-radius: 12px; padding: 20px 22px; }
.item strong { display: block; margin-bottom: 4px; font-size: 1.07rem; }
.item p { margin: 0; color: var(--muted); }
.band { background: var(--gold-soft); border-radius: 12px; padding: 22px 26px; margin: 8px 0 28px; }
.band p { margin: 0; }
.service { background: var(--panel); border: 1px solid var(--line); border-radius: 14px; padding: 28px; margin: 0 0 20px;
  display: grid; grid-template-columns: 56px 1fr; gap: 6px 20px; }
.service .icon { grid-row: span 3; margin: 0; width: 56px; height: 56px; }
.service h2 { margin: 0; font-size: 1.4rem; }
.service .tag { color: var(--gold-deep); margin: 0 0 6px; font-weight: 700; font-size: .95rem; }
@media (prefers-color-scheme: dark) { .service .tag { color: var(--gold); } }
.service p { margin: 0 0 14px; }
.service > :not(.icon) { grid-column: 2; }
.service .button { justify-self: start; }
.facts { width: 100%; border-collapse: collapse; margin: 8px 0 24px; background: var(--panel); border-radius: 12px; overflow: hidden; }
.facts th, .facts td { text-align: left; padding: 12px 16px; border-bottom: 1px solid var(--line); vertical-align: top; }
.facts tr:last-child th, .facts tr:last-child td { border-bottom: 0; }
.facts th { width: 34%; color: var(--muted); font-weight: 600; }
.people { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(300px, 100%), 1fr)); gap: 20px; margin: 0 0 36px; }
.person { background: var(--panel); border: 1px solid var(--line); border-radius: 14px; padding: 24px; }
.person .avatar { width: 52px; height: 52px; border-radius: 50%; background: var(--navy); color: var(--gold); display: grid; place-items: center; font-weight: 800; margin-bottom: 12px; }
.person h2 { margin: 0; font-size: 1.25rem; }
.person .role { color: var(--muted); margin: 0 0 8px; font-weight: 600; }
.person p { margin: 0; }
.muted { color: var(--muted); }
h2.sub { font-size: 1.3rem; margin: 8px 0 12px; }

/* Footer */
footer.bottom { background: var(--navy); color: var(--on-navy-muted); font-size: .88rem; padding: 30px 0 40px; margin-top: 0; }
footer.bottom .wrap { display: flex; flex-wrap: wrap; gap: 8px 28px; justify-content: space-between; }
footer.bottom a { color: var(--on-navy); }

@media (max-width: 820px) {
  .hero .wrap { grid-template-columns: 1fr; }
  .hero-art { justify-self: start; max-width: 340px; }
  .facts-strip .wrap { grid-template-columns: repeat(2, 1fr); }
  .fact:nth-child(2) { border-right: 0; }
  .fact:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
  .steps { grid-template-columns: 1fr; gap: 28px; }
}
@media (max-width: 520px) {
  .button.ghost { margin: 10px 0 0; }
  .service { grid-template-columns: 1fr; }
  .service .icon { grid-row: auto; }
  .service > :not(.icon) { grid-column: 1; }
  .cta { padding: 28px; }
}
.facts td { overflow-wrap: anywhere; }
@media (max-width: 820px) { header.top { position: static; } }